Debt Payoff Calculator

Snowball vs Avalanche — find the fastest way out of debt

$
Min $
%
$
Min $
%
$
Min $
%
83
Months to debt-free
(6.9 years)
$49,537
Total Paid
$7,537
Total Interest

What is a Debt Payoff Calculator?

Compare snowball (smallest balance first) vs avalanche (highest APR first) debt payoff strategies.

Frequently Asked Questions

What's the snowball method?

Pay off the smallest balance first for quick psychological wins.

What's the avalanche method?

Pay off the highest interest rate first to minimize total interest paid.